Franklin's Thrift: A Classic American Idea for the 21st Century Sunday, July 14 – Thursday, July 18, 2013TEACHER INSTITUTE APPLICATION FORMDUE BY June 14, 2013 1 Start 2 Page Break 3 Complete This application has four elements:A survey about your knowledge and attitudes towards thriftA section where we learn about you and your teaching experiencesYour resumeApplication depositPlease be sure to complete all of the sections to ensure full consideration of your application. Franklin's Thrift: A Classic American Idea for the 21st Century is part of a pilot study funded by the John Templeton Foundation. In order to best assess the effectiveness of the Institute we are requesting that every applicant answer the following questions.This is not a test and how you answer the questions will not affect your application.Your answers will be kept confidential (i.e. only the researchers will see them) and will be used for evaluation purposes only. 1. The word that is closest in meaning to thrift is: * Thriving Saving Protecting 2. Being generous is: * The opposite of being thrifty The same as being thrifty A part of being thrifty 3. Borrowing money: * Can be good if it will increase your wealth in the future Is never a good idea Can be good if it’s for something that you really want 4. Thrift is: * Wise use of money Always buying the least expensive thing Getting as much money as possible 5. Thrift focuses on: * Earning Planning Saving All of the above 6. The OPPOSITE of thrifty is: * Selfish Wasteful Generous 7. A thrifty person believes what I have: * Is my private property to use as I wish Is a gift to be used for myself and others Belongs to the community 8. Over a lifetime, a thrifty person will probably: * Spend less than a person who is not thrifty Spend more than a person who is not thrifty spend about the same as a person who is not thrifty 9. In order to help the economy grow, it is better for Americans to: * Save more Spend more 10. In your opinion, if Americans became more thrifty, what difference would it make? * It would be good for the country It wouldn’t make much difference It would hurt the country 11. I am good at sacrificing today if it looks like I can have something better tomorrow. * Strongly Agree Agree Uncertain Disagree Strongly Disagree 12. I have noticed that one way I have more money is to keep track of my spending. * Strongly Agree Agree Uncertain Disagree Strongly Disagree 13. When it comes to earning a good income today, being fortunate is more important than working hard. select * Strongly Agree Agree Uncertain Disagree Strongly Disagree 14. In order to accomplish your goals financially, you have to spend less than you earn. * Strongly Agree Agree Uncertain Disagree Strongly Disagree 15. When I donate money it might help others but it doesn’t help me. * Strongly Agree Agree Uncertain Disagree Strongly Disagree 16. Being creative or inventive can help you get ahead financially. * Strongly Agree Agree Uncertain Disagree Strongly Disagree 17. I am saving up for something I plan to buy in a few months. * Always Frequently Sometimes Never 18. Each month, I donate my own money to a church or charity. * Always Frequently Sometimes Never 19. I know how much money I have in my savings account. * Always Frequently Sometimes Never No Savings Account 20. I save money each month. * Always Frequently Sometimes Never